America's Financial Choice

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

Impulse Buys Make You Feel Good, But At What Price? : Enemy of Debt

According to the 2012 Shopper Engagement Study, we as consumers make grocery shopping decisions in the store at a rate of 76%, causing us to spend more than originally intended. Even with the best laid plans, coupons, shopping circulars, and a specific list statistics show we are drawn to spend more. Research shows tough current economic conditions cause us to “splurge” at the grocery store for psychological reasons we don’t even realize at the time. As I pondered that thought I realized even…

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

How to spot ATM skimming devices

What to look out for when using an ATM, and what you can do to protect your account.

How Ron Hart Paid Off $29,000 in Credit Card Debt

Single Dad Ron Hart went into debt due to medical problems. Find out how he used credit counseling and a debt management program to become debt free.

Top 10 Do’s and Don’ts for Personal Loans

Personal loans can come in handy when you need to consolidate some debt or make home renovations, but don't use them for everyday expenses!

Don't Let Paying Student Debt Drive You Nuts

You might think the only way to pay down your debt is to pinch every penny, but you can pay your bills and keep your sanity. Here's how.

Take steps now to minimize future college debt

College hopefuls are encouraged to begin FAFSA process.

4 ways to make your financial institution a borrower's first choice

In this age of digital communication, smartphones, smartwatches, and instant information, consumers don’t have to look far—or at all (Hello, digital ad retargeting!)—to find companies that are chomping at the bit to serve them in just about any capacity. While this is great for consumers, it poses a challenge to lenders. How can financial institutions …

Need To Borrow A Lot Of Money? Get A $100,000 Personal Loan

If you need to borrow a lot of money, it can be difficult to find a lender that fits your needs and is willing to extend funds at a reasonable interest rate. While many financial institutions offer personal loans up to $50,000, fewer lend up to $100,000. What’s more, only the most qualified applican

Personal Loans Your Complete Guide to Borrowing

Personal loans can be a great source of funds. This guide to personal loans explains what they are, how to use them and how to pay less for them.

Cash-strapped consumers will pay off unsecured personal loans before mortgage

When consumers are facing a personal financial crisis, prominent credit products like mortgages take a backseat to unsecured personal loans